Health & Dental Benefits

Health and Dental Benefits provide employees with coverage for everyday medical needs that aren’t fully paid for by provincial healthcare. These plans typically include reimbursement for services such as prescription drugs, dental exams and cleanings, fillings, orthodontics, vision care, paramedical services, and more.

For small businesses, offering

comprehensive health and dental benefits helps attract and retain top talent while supporting the overall wellness of your team. Flexible plan designs allow employers to choose coverage levels that align with their budget and employee needs—creating a healthier, more productive workforce.

If you’re exploring health and dental benefits for your organization, the Benefits Advisory Group can help you build a plan that fits both your people and your bottom line.

Personal Insurance

Personal insurance provides financial protection for you and your family when life takes an unexpected turn. Whether you're looking to secure your income, safeguard your loved ones, or plan for long-term stability, the right coverage makes all the difference.

Life insurance ensures your family is financially supported in the event of your passing, helping cover debts, living expenses, and future goals. Disability insurance protects your income if an injury or illness prevents you from working, giving you peace of mind during challenging times.

For individuals seeking reliable, flexible personal insurance solutions, the Benefits Advisory Group offers expert guidance to help you choose the right life and disability coverage for your needs. Protect what matters most with a plan built uniquely for you.

HSA & Group RRSPs

Group RRSPs and Health Spending Accounts (HSAs) are key components of a competitive group benefits plan, helping employers support both the financial and personal wellbeing of their teams.

A Group RRSP provides employees with an easy, tax-effective way to save for retirement through payroll deductions, often with optional employer matching. These plans typically offer lower fees than individual RRSPs and immediate tax advantages, making long-term saving more accessible while helping employers attract, retain, and engage top talent.

A Health Spending Account (HSA) adds flexibility to traditional group benefits. Employers allocate a fixed annual amount that employees can use toward eligible health and wellness expenses not fully covered by standard plans. HSAs are cost-effective, tax-efficient, and adaptable, allowing employees to choose how they spend their benefits based on their unique needs.